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Design And Implementation Of Interactive Website For Internet Banking

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DESIGN AND IMPLEMENTATION OF INTERACTIVE WEBSITE FOR INTERNET BANKING

CHAPTER ONE

 

1.0     INTRODUCTION

          The greatest innovation that has taken place in the twenties century is in the realm of information technology. This is currently made possible by the introduction of the digital computers, which has been observed in the field of communication to be increasingly inseparable from communication to be increasingly from communication. This linkages often referred to as convergence is risen driven by technology and amplified by business trends the technology and business, foster growth in network systems that use communication links to connect subsidiary system (nodes) which may send, receive, direct and redirect information to, fro, sender and receiver.

          Taking of the Internet a couple of years ago would have sound link a fair table but today the Internet is pervasive in almost every field of human endeavor changing the fundamentals of how are conduct national as well as international businesses. Few years of existence, the internet has shown that it can sliver the long sought after goal of electronic commerce.

          It is worth noting that companies in developed countries world – wide have recognized the business potential of the internet and are getting connected to the network of networks in their million.

          The financial Institution (Bank) is one of such organizations. Banking constitutes one of the most prominent life wire for socio – economic growth and development in any given nation. It support and assists in the supply of long and short term loan accept both current saving and fired deposits both foreign transaction, advice and facilitates transactions between client, workers, agents, firms, buyers, and sellers by providing payment services not excluding the issue of undertaking risk on behalf of their client, only to mention but few.

          The Internet housing founds its application and acceptance in the banking profession has particularly put the banking industry on an accelerating pace of development. The Technological high may (Internet) has become an enable in achieving high level productivity and in handling volumes of transaction which would have been impossible without the use of On – line banking (E – Commerce)

          This technology facilities linkage with clients both through the provision of information and quality service delivery as well in reducing barriers to entry into payment system and retail banking. Internet banking allows clients to engage in formal transaction relationship, which would have taken long distance travel or movement of document with the attendant risk of loss. With the On – line banking (Internet) you can at your convenience at home and at any time, review balances and transaction services and contact customer services but just to mention but few. An over view of the benefit and prospects of the On – line banking suggest that for banks to be relevant to their customers in terms of the services they provide in the twenty first century and in the future most append this services provide by E – Commerce in the banking system in order to stay in competition. Now that an on –line banking is the on thing bank should get up and invest in internet Technology to reap bounteously the benefit accruing from Internet banking.

 

 

 

1.1     STATEMENT OF PROBLEM.

          The advances in the world of information technology it is almost recorded on a daily basics, consequently, rendering former communication equipment obsolete as people tilt towards the use of improved electronics that support E – commerce made possible through the use of the internet in the banking sector.

          Although a significant improvement has been recorded in the use and development technology in the banking industry over the last decade. Most banks are still far from implementing technology-based strategies able to see them through competition in banking markets. This may be as a result of lack of awareness, the inability to evaluate the benefit derived from the use of the recent technological development (Internet) and capital shortage that may hamper the design and subsequent implementation of the technological tool hence denying customer of this advances services and their flexibility choice and convenience associated with the Internet banking.

          The advantages offered by these toll calls for a review of an existing automated system and subsequent design and implementation of interactive web-site to improve the existing system

 

1.2     PURPOSE OF THE STUDY

·          To investigate the lacks of the current automated system in term of modern technology appliances that support Internet banking services and suggest ways of updating them.

·          To design a friendly web site that graphically advents goods and services provide by the institute on web pages.

·          To improve in the speed effectiveness, efficiency and convenience in business transaction.

·          To carry out a feasibility study on the organization for the purpose of installing an on link banking.

·          To design and implement a computer software to solve this problems and rendering the services.

 

 

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