The Trend Of Loan Recovery Performance In Banking Industry A Case Study Of Awash International Bank S.co

he study endeavors to examine the trend of loan recoveryrnperformance of banking industry, a case study of Awash InternationalrnBank s.c. Many factors attributed to the growth of banking industries.rnAmong these, the major one is loan recovery performance of bankingrnindustry.rnThe data used to conduct this research was collected both fromrnmethod was primary data and secondary data. Primary data wasrncollected from National Bank of Ethiopia Banking supervision departmentrnand primary data was collected from 60 employees of AIB s.c who arernworking in the area of loan activity. Moreover, semi-structured andrnstructured interview was also used to gather information that can be usedrnas a case study from AIB’s loan officers. In addition, questionnaires werernemployed to AIB city branch mangers and credit department employees.rnThe findings of the study indicated that there are many factors whichrnhamper loan recovery performance of the Awash International Bankrns.co.For example: poor loan assessment procedures; lack of effective usernof man power; lack of revision appropriate revision of credit manual andrnlack of willingness of borrowers to disclose their information fully etc

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