Assessment Of Loan Repayment Determinant Factors In Microfinance Institutions The Cases Of Adcsi Sfpi And Gasha Mfis

The study had looked at the potential of the country regarding loan repayment determinantrnfactors by taking three MFIs as evidence. The study had used both primary and secondaryrndata. The primary data is collected by a means of interview and questionnaire. The secondaryrndata for the study were the empirical literatures of dependent and independent variables. Thernstudy had found variables that can affect the loan repayment activities of the three MFIsrnSFPI, ADCSI, and Gasha. One variable is used with the dependent variable that is the loanrnrepayment of the MFIs. The data for this variable was collected from these three MFIs withrnquestioners and interview. The correlation model is constructed for the dependent variablernand the seventeen independent variables. Hypothesis testing is performed using spear manrncorrelation coefficient method because of the independent variables are non-parametricrnvariables. As a result of the hypothesis testing it was found that all the seventeen variablesrncan affect loan repayment of the MFIs. All these variables had positive and significant effectrnon loan repayment performance. Finally the study had recommended what should be done tornimprove the loan repayment activities.rnKey words: Micro Finance Institution, Loan, repayment

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