This paper Iries III eSlahlish Ihe link 11701 access 10 credil and prodllci markels have on Iherni'elfclre sl({/IIS or hOllseholds in .lilÂ·e co/lee growing zones o/OrolJlia and SNNP regionalrnsl(l/es. BOlh descripl ive (poverly profile) and regression analysis are employed. II was fa lindrn1/70/ {he incidence (d poret!." 11'us./iJlll7d to he r0l11pal11 in the situ/)' area 1 ';Ih head COlll71 ratiornor (Un, a hi( .I'll/oller figllre Ihan Ihe official eslimales or Ihe incidence o(po,'en,' in rllmlrn({reo s. Whereas .Jill/lila uml IIll1hohllr " 'ere fOllnd 10 he signi/icol7li1' di/j'erel/I F um WeslrnHu/'Urge, Ihis di/ference "'ilh Sidul//o and !lllIhahllr " 'ere n(}f signijicol7I. Access (() credi/lFosrn./i17I17" 10 he significal7lly explaining Ihe level o( po"err), in Ihe .'wnple hOllseholds.rnHouseholds l'ho hu'(! on uccess fO credif ha'e more prohahililY o(getling o/(f (~r povertyrnIhon households 'I'ho don 'I IU/I'e an access 10 ii, Moreover, Ihe ' I'elfclre or hOllseholds wilhrnnmrer produci /11arke /.' is heller Ihan Ihe ,,'el/ilre or households hOl'ing disf({nl producIrnII/urkels, There/in'e, pr01'isiol/ or rllral credil IU Ihese households 'I'ill help Ihem financern;m'eSfml!n1S (lnd to insure oguinsl risks and Iherehy enhances their I'e(j"al'C!. J;/uking markelsrn' I'ork fill' Ihe poor is imporlanl "e('({{/I'e poor people rei1' on /i)rll'lol and infi)/'/l1ol murkels 10rn'ell Iheir protiIiG/s. rVel/:/ilJ1clioning markets are important in generating gnHFlh lindrnexpanding oJ7porllmi/ies fi)J-/he p()or.