The study analyzed loan J"epayment among entreprene lll's o[ small andrnmicroenterprises financed by Addis Credit and Saving !J,stitution in AddisrnAbaba, Kolle Kel'anyo sub city, It specifically identified socio'economicrnchal'actel'istics o[ the respondents and quantitatively detennined some socio'rneconomic characteristics o[ these entreprenelll's that influence their level o[rnloan repayments. A multi stage sampling technique was used to select 132rnrespondents in the study area and structured questionnan'e administered onrnthem to collect data. Descliptive statistics was used to analyze the socio'rneconomic charactenstics o[ the respondents wlllie logIstic regression was usedrnto quantitatively detennine the socio'economic charactenstics that influencernthe level o[ loan repayment among entrepI'enelll'S o[ small and mic1'Ornenteiplises in the study al'ea. The resuit showed that, out o[ ten explanatOlYrnvariables seven o[ them were [ound to be statistically significant. WIllie age,rnhousehold size, J'eaI'S o[business experience, voluntalY saving, type o[businessrnactivity and educational backg1'Ound o[ the bOlTowers were [ound to bernpositively related; man'tal status [ound to be negatively related witil loanrnl'epaYlllent status o[ the bor1'Owers. On the other hand, alternative source ofrnincome, financial recording and sex were [ound to be statistically insignificantrnto affect the loan repayment status o[the borrowel'S. Key words: small and microenterprise, Determinants, Demographic andrnSocioeconomic factors and Adcsi