Community Based Health Insurance Practiceenrollment And Challenges In Ethiopia Case Of Oromiya Regional State Rural Community Of Aleltu District

This study examines the Community based health insurance Enrollment/practice & challenges inrnEthiopia by taking Aleltu district as case of study. The study, with the prime objectives of to findrnout & mention the roots of problems & was geared towards answering key research questionsrngermane in enrollment of the CBHI in the Aleltu woreda.rnPrimary data have been collected from beneficiary’s (members) of CBHI by taking 150rnrespondents from five Gandas namely Maru, Mikawa, S/sageda, Ejersa & W/dera usingrnstructured self-administer questioner. Three employees of CBHI were contacted for in-depthrninterview & one manager of CBHI Finfine branch also has been contacted for triangulationrnpurpose. The data were putted in SPSS version 21 in order to get descriptive statistics or result.rnThe Qualitative data collected via in-depth interviews & open ended questions were analyzedrnthrough transcription in to micro-soft word processing then by categorizing & coding on theirrntheme.rnThe result, of the analysis shows that supply side challenges such as Lack of skilled man powerrnin handling the CBHI in the woreda, Lack of budget to perform the enrollment rate of CBHI inrndifferent villages of Aleltu, Absence of available nearest government hospitals at the distractrnlevel, lack of enough man power because, Absence of digital camera in order to take the photo ofrnhouseholds during their membership, Absence of enough computers & printers (In order tornencoding the file of each members), the office is not covenant (narrow in size), the governmentrnhealth service is not satisfactory like the private health sectors therefore peoples prefer to arnplace where good service is provided. Among demand side challenges; during registration timernhouseholds will not bring required things (For instance Photo graphs, filling of necessaryrndata’s), during the claim of money paying during the refer time they will forget the receipt forrnthe payment they made at the referral hospitals, During the filling of ID membership they willrnnot tell necessary information, dalliance on Id renewal, during registration time they will notrnbring their family member.rnKey Words: CBHI, Enrolment, Challenges, Aleltu District & Northern Shoa Zone

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