Community Bank As A Catalist For Rural Developmnet In Enugu Stat E [a Case Study Of Ogui Urban Community Bank, Enugu]

COMMUNITY BANK AS A CATALIST FOR RURAL DEVELOPMNET IN ENUGU STAT E

[A CASE STUDY OF OGUI URBAN COMMUNITY BANK, ENUGU]

                                     TABLE OF CONTENT

 Title Page

Approval Page

Abstract

Dedication

Acknowledgement

Table of Content

CHAPTER ONE-INTRODUCTION

1.               Background Of The Study

1.1                   Ogui Urban Community Bank

1.2                   Statement of Problem

1.3                   Objective of Study

1.4                   Research Question

1.5                   Research Hypothesis

1.6                   Significance of Study

1.7                   Scope and Limitations of Study

1.8                   Definition Of Terms /Reference

CHAPTER TWO; REVIEW OF RELATED LITERATURE

2.0           General Review

2.1            The Concept Of Community Bank

2.2            The Origin Of Community Banking In Nigeria

2.3            Community Banking As A Catalyst For Rural Development

2.4            The Impact Of Community Bank On The Rural Economy

2.5            Enhancement Of Banking Habits By Community Banks

2.6            Problems Facing Community Banks Summary

References

CHAPTER FOUR, PRESENTATION AND ANALYSIS OF DATA

 Testing Of Hypothesis

CHAPTER FIVE; FINDINGS, RECOMMENDATIONS AND CONCLUSION

Findings and Discussions

Recommendation

Conclusion

Bibliography

Appendix

CHAPTER ONE

BACKGROUND OF THE STUDY

          Long before the inception of community banking system in Nigeria , intensive campaigns were organized nation wide urging community to form community Development  Association [CDA] or where they already exist6 in form of town union or patriotic association to register them in their local government. This was to create an avenue for which they could more effect t lively participate in rural development programmes at grassroots .Development association was found and registered as at 31^st December 1992.

          It is pertinent to mention that government had before this time established some development agency intended to providing grassroots’ development. These include National Directorate for Employment [NDE] Better life programmed of Rural Dweller [BLPRD] Rural Banking ,people’s Bank and Directorate of food , road and  Rural infrastructure [DEFRRI] whose primary task was to a identify , involve and support viable local community organization in the mobilization of the rural population for sustained rural development activities bearing in the mind the need of promoting greater participation and economic self- reliance on rural development “ 

          On the basis of this and other functions defined in the Decree 4 of the 1987, as stressed by mabogunje, the directorate fell into three broad areas as

1.     Community organization and social mobilization

2.     Infrastructural Development

3.     Promotion of productive activities.

The idea of community banking was made known to the public during January 1^st 1990 budget speech by the president and commander of chief  the Armed forces, General Ibrahhim Alamosa Babangida, in that speech he clearly spelt out what the government has in mind as follows

     The adjustment subsidy levels of domestic price of petroleum product have been estimated millions is 1990 fiscal year,

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