Determinants Of Private Saving In Ethiopia

Applied Economic Modeling And Forecasting (fiscal Policy Analysis And Planning) Project Topics

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Saving is an important instrument to enhance economic growth by providing sufficient funds forrninvestors. However, empirical literature that relates to mobilizing savings in Ethiopia is in broadrnaggregate forms and almost no work is conducted on determinants of private savings inrnEthiopia.rnFor this reason this study empirically investigates the determinants of private saving inrnEthiopia by using annual data over the period 1980-2015. Accordingly to identify the factorsrnthat affect private savings in Ethiopia the researcher employs ordinary least squaresand errorrncorrection models fitted for time series data. The variables examined are real gross domesticrnproduct, inflation, government fiscal balance, real deposit rates, current account deficit andrnfinancial development indicators. The results indicate that private saving in Ethiopia is arnresponse for variables, real gross domestic product, government fiscal balances, real depositrnrate and financial developments but it is not responsive to inflation and current account deficitrnin the long run.rnIn addition to this granger causality tests indicate that economic growth causes privates savingsrnin Ethiopia which is in line with Keynesian theory, that it is higher economic growth that leadsrnto higher saving.Finally, the study recommends that policy makers or government work tornimprove income levels of society to address adverse effects on private saving. Likewise the studyrnsuggests that fiscal policy should be designed and implemented in a prudent way such that itrncannot lead to crowding out private saving

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Determinants Of Private Saving In Ethiopia

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