Poverty is highly affecting the life 's of the population of Less Developed Countries (LDCs) inrngeneral and that of rural women in particular. High vulnerab ili ty, lack of education and medicalrnservices, less participation in different decision-making activities are some of the major problemsrnthe rural women faced. They are â€¢. Iso economicall y, socially, cultura ll y and politicallyrnmarginalized. To overcome these and other related socio-economic problems, Micro financernInstitutions (MFls) targeted the poor in general and the rural women in particular.rnThis study is aimed to examme the impact of Oromia Credit and savll1g Share Companyrn(OCSSCo) services on the life of women clients in rural areas of Oromia region. It is assumedrnthat, the impact of the intervention of MFis could be observed at household, indi vidual,rnenterprise and community levels. The rationale for using household, indi vidual, enterprise andrncommunity as units of impact assessment is that, any institutional services that are aimed tornprovide financial services for the sake of poverty all eviation, its end effect is measured by thernchanges appeared on the lives of its cli ents. These clients are part of the household and thernsociety in which they live. Therefore, household situations affect the activities of individual s. Onrnthe other hand, the impact of Micro finance (MF) intervention can be observed by therncomposi tion of the household, and due to one of their economic acti vi ti es.rnThe study used a case Shldy method taking Adea Liban Worked as a sample. It included allrnwomen cli ents who stayed in the program for one to five years. It also covered 8 rural kebeles ofrn40 centers. The number of participants is 220 women clients, 24 informant groups and 7rnOCSSCo members. Almost, all women client respondents are similar in their characteristics.rnOut of the to tal 220 client respondents, 11 6 of them were interviewed; where as 104 of them werernparticipated in fc eus group discussions IFGDs). The informant groups were participated in FGDs.rnBesides, 7 OCSSCo staff members were interviewed. For all respondents structuredrnquestionnaires (open-ended and closed-ended) were used as an instrument. Observation of cli entsrnliving situations was used in order to crosscheck the opinions given by the clients. During the discussion process, women clients living situation before and after their participation in thernprogram were raised and responded by women clients and infolmant groups.rnRespondents were selected using purposive sampling techniques. In some centers, the number ofrnwomen clients were less than the minimum standard required to conduct FGDs. Due to thisrnreason, two and more centers were combined together and conducted FGDs. Hence, there were arntotal of 10 FGDs taken place.rnThe result of the intervention of OCSSCo through financial services shows positive outcomes onrnthe lives of women clients and their households. The provided loan also improved women socioeconomicrnand personal empowennents. The consumption of clients and their households isrnsmoothed, and their living standards ore slightly improved in terms of living house, medicalrnservices, and sanitation, and they send their children to school better than before. Their selfImage,rnself-confidence, decision-making capabilities and saving culture show slightrnimprovements.rnSome interventions such as skill training, improving loan size (selling), saving culture and closernsupervisions are very important in order to ensure the benefits of the targeted groups.